
RESP + OSAP: Maximize Your Child’s Education Fund with Free Government Grants
A Smarter Way to Fund Your Child’s Future
What if you could help your child graduate without crushing student debt — and do it with free money from the government?
That’s not a gimmick. It’s one of the most powerful, underused strategies available to Canadian families. And if you’re not using it, you could be leaving thousands on the table.
I’m talking about the winning combination of the Registered Education Savings Plan (RESP) and the Ontario Student Assistance Program (OSAP). These two programs work together to fund your child’s future — whether they choose university, college, or skilled trades.
But here’s the catch: the earlier you start, the better it works.